Industry Leader
Business Loans in Central California
Checking out rates takes about 5 minutes and won’t impact your credit score. No obligation required.
4.97 from 500+ reviews
Our Central California Clients
What We Do
Fast and Easy Business Loans
Easy Process
Explore rates in roughly 5 minutes without impacting your credit score.
Quick Funding
Transfer funds to your business checking account in as fast as the next business day.
Replenish as Needed
Gain access to more credit upon establishing a solid pay history.
About Us
#1 Ranked Business Loans Provider in Central California
We are a company based in Central California that is dedicated to helping businesses succeed. Our mission is to provide support and resources to empower and uplift local entrepreneurs.
Central California is a region with a strong economy, and we are committed to contributing to its growth. We believe in the potential of this area and strive to be a catalyst for positive economic development.
20+
Years Serving Central California
$420M+
Funded to Central California Businesses
8.5K+
Businesses Funded in Central California
99.7%
Satisfied Clients in Central California
Our Vision
To help local businesses in Central California succeed, promoting economic activity and jobs.
Our Mission
To provide access to funding with transparent and cost-effective business loan solutions for businesses in Central California.
$250K
Business Line of Credit
Receive funds to your account in as quick as the next business day.
Get Started
Let's get started by reviewing your funding options.
Checking out rates takes roughly 5 minutes and will not impact your credit score.
At CenCal Capital, we prioritize our clients' success and trust, offering personalized support for your financial journey.
Natalie Diaz – CEO of CenCal Capital
Our Services
Best Business Loan Options in Central California
Working Capital Loans
Unlock growth with flexible working capital loans from CenCal Capital.
Business Line of Credit
Get flexible business credit with CenCal Capital’s line of credit.
Our Process
Transparent Business Loan Solutions in Central California
Explore Options
Explore your funding options in roughly 5 minutes without impacting your credit score.
Review Terms
Review your repayment terms to determine if funding helps achieve your business initiatives.
Transfer Funds
Complete contract electronically and have funds credited to your checking account the next business day.
Testimonials
Reviews From Central California Clients
Isabella Lopez
Fresno
CenCal Capital was an absolute pleasure to work with. The staff was incredibly helpful and knowledgeable, making the entire process smooth and efficient. I highly recommend them to anyone in need of financial services.
Liam O'Malley
Clovis
I cannot say enough wonderful things about my experience with CenCal. Their commitment to excellence is truly unmatched – I received reliable and prompt financial advice that took the stress out of managing my money. I am grateful for their expert guidance and highly recommend them to anyone in need of exceptional financial services.
David Martinez
Bakersfield
CenCal surpassed all my expectations by providing prompt, reliable, and expert financial guidance. Their professionalism and dedication to serving their clients went above and beyond, making the entire experience effortless and extremely gratifying. I highly recommend them to anyone seeking exceptional financial services.
Sofia Rodriguez
Merced
CenCal Capital exceeded all my expectations with their impeccable service and trustworthy financial solutions. They made the entire process stress-free and efficient, and I couldn’t recommend them enough for anyone needing financial services.
Elisabeth Nguyen
Visalia
I had such an outstanding experience with CenCal Capital. The team provided such impeccable service, I didn’t have to worry about a thing. A trustworthy and efficient solution for anyone needing financial services definitely advocated by me!
Rajesh Patel
Turlock
CenCal exceeded all my expectations with their outstanding financial services. Their team provided me with top-notch advice and support, making managing my money stress-free and easy. I highly recommend them to anyone seeking reliable and expert financial guidance.
Case Studies
Smart Business Loan Solutions Meet Your Business Goals
Funded
Working Capital Loan
How a Fresno Wholesale Business Utilized a $75,000 Working Capital Loan to Grow
Funded
Business Line of Credit
Business Line of Credit Success: How a Bakersfield Restaurant Utilized $250,000 to Thrive
Funded
Working Capital Loan
Client Success Story: Revitalizing a Modesto Manufacturing Business with a $350,000 Business Loan
Funded
Equipment Financing
How Equipment Financing Transformed a Merced Engineering Firm with $150,000 Investment
Blog
Latest Posts from CenCal Capital
Choosing the Right Small Business Loan: A Must-Read Guide
Navigating the world of small business loans can feel like trekking through a maze. You know you need funds to grow, but with so many options out there, it’s hard
Startup Financing: Guide to Small Business Loan Options
Starting your own business is an exhilarating journey, filled with excitement and, let’s be honest, a fair share of challenges. Among the biggest hurdles you’ll face is securing the financing
Choosing Right: Short-term vs Long-term Business Loans Explained
Deciding between short-term and long-term business loans can feel like navigating a financial maze. You’re looking for the best route to fuel your business’s growth, but with so many options,
CenCal Capital is a company that empowers Central California businesses to thrive.
CenCal Capital is located in Bakersfield, CA 93301.
You can contact CenCal Capital at (661) 690-5222 or [email protected].
CenCal Capital offers services to empower Central California businesses, including business loans and support.
CenCal Capital can help your business thrive by providing financial support and expert guidance.
Yes, CenCal Capital has a strong reputation for empowering businesses in Central California.
FAQ
Frequently Asked Questions
Our world-class virtual support team is available 24/7 to serve you. Get an immediate response when you text or email us. Ask us anything!
Phone
(661) 690-5222
Get Started
Check Your Funding Options
Exploring your options takes about 5 minutes and won’t affect your credit score.
4.97 from 500+ reviews