Business Funding Made Simple

Get the funds your business needs, fast. Checking rates takes just minutes and won't affect your credit score.

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4.8/5 (2K+ reviews)
Business owners

Your Trusted Financial Partner

About CenCal Capital

CenCal Capital empowers businesses with innovative financing solutions. We combine cutting-edge technology with personalized service to deliver the capital you need, when you need it.

Real-Time Updates

Track your application status and funding in real-time. Our transparent process keeps you informed every step of the way.

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Man using phone

No Hidden Fees

We don't pay sales commissions, so you get the best rates possible. Our transparent pricing means no surprises or hidden costs.

Competitive Edge

We leverage technology to offer the most competitive rates in the industry. Our streamlined process allows us to pass the savings on to you.

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Flexible Financing Solutions

Funding Solutions

We offer a range of financing options tailored to meet your unique business needs:

Business Line of Credit

Flexible funding when you need it, with interest only on what you use.

Starting at
1%per month
Flexible draw amounts
Only pay interest on what you use
Revolving credit line

Requirements

Minimum 600 credit score, 1+ years in business, $100K+ annual revenue

Equipment Financing

Acquire the equipment you need to grow, with fixed monthly payments.

Starting at
5%per annum
Fixed monthly payments
Quick approvals
Preserves working capital

Requirements

Minimum 620 credit score, 2+ years in business, $150K+ annual revenue

Working Capital Loans

Quick access to cash to manage cash flow and seize opportunities.

Starting at
1.25%per month
Fast funding in as little as 24 hours
Simple application process
Flexible use of funds

Requirements

Minimum 580 credit score, 6+ months in business, $50K+ annual revenue

What Our Clients Say

Client Stories

"CenCal Capital made the funding process incredibly easy and transparent. Their team truly understands the needs of small business owners like me."

Arjun Patel

Arjun Patel

Founder, Patel Tech Solutions

"The flexibility and support I received from CenCal Capital helped my construction business take on bigger projects with confidence."

Miguel Rodriguez

Miguel Rodriguez

Owner, Rodriguez Construction

"I was able to expand my café thanks to CenCal Capital's quick approval and great rates. Highly recommend their services!"

Sofia Morales

Sofia Morales

Owner, Café Verde

"CenCal Capital provided the working capital I needed to grow my marketing agency. The process was smooth and the team was so helpful."

Denise Williams

Denise Williams

Managing Director, Williams Marketing Group

"I've worked with other lenders, but none matched the service and rates I got from CenCal Capital. They're my go-to for business funding."

John Anderson

John Anderson

CEO, Anderson Logistics