Industry Leader

Business Loans in Central California

Checking out rates takes about 5 minutes and won’t impact your credit score. No obligation required.

4.97 from 500+ reviews

Our Central California Clients

What We Do

Fast and Easy Business Loans

Easy Process

Explore rates in roughly 5 minutes without impacting your credit score.

Quick Funding

Transfer funds to your business checking account in as fast as the next business day.

Replenish as Needed

Gain access to more credit upon establishing a solid pay history.

About Us

#1 Ranked Business Loans Provider in Central California

We are a company based in Central California that is dedicated to helping businesses succeed. Our mission is to provide support and resources to empower and uplift local entrepreneurs.

Central California is a region with a strong economy, and we are committed to contributing to its growth. We believe in the potential of this area and strive to be a catalyst for positive economic development.

20+

Years Serving Central California

$420M+

Funded to Central California Businesses

8.5K+

Businesses Funded in Central California

99.7%

Satisfied Clients in Central California

Our Vision

To help local businesses in Central California succeed, promoting economic activity and jobs.

Our Mission

To provide access to funding with transparent and cost-effective business loan solutions for businesses in Central California.

$250K

Business Line of Credit

Receive funds to your account in as quick as the next business day.

Get Started

Let's get started by reviewing your funding options.

Checking out rates takes roughly 5 minutes and will not impact your credit score.

At CenCal Capital, we prioritize our clients' success and trust, offering personalized support for your financial journey.

Natalie Diaz – CEO of CenCal Capital

Our Services

Best Business Loan Options in Central California

Business Loans

Get the funds you need to grow your business with CenCal Capital.

Working Capital Loans

Unlock growth with flexible working capital loans from CenCal Capital.

Equipment FInancing

Get flexible equipment financing solutions for your business needs.

Business Line of Credit

Get flexible business credit with CenCal Capital’s line of credit.

Our Process

Transparent Business Loan Solutions in Central California

01

Explore Options

Explore your funding options in roughly 5 minutes without impacting your credit score.

02

Review Terms

Review your repayment terms to determine if funding helps achieve your business initiatives.

03

Transfer Funds

Complete contract electronically and have funds credited to your checking account the next business day.

Testimonials

Reviews From Central California Clients

Isabella Lopez

Fresno

CenCal Capital was an absolute pleasure to work with. The staff was incredibly helpful and knowledgeable, making the entire process smooth and efficient. I highly recommend them to anyone in need of financial services.

Liam O'Malley

Clovis

I cannot say enough wonderful things about my experience with CenCal. Their commitment to excellence is truly unmatched – I received reliable and prompt financial advice that took the stress out of managing my money. I am grateful for their expert guidance and highly recommend them to anyone in need of exceptional financial services.

David Martinez

Bakersfield

CenCal surpassed all my expectations by providing prompt, reliable, and expert financial guidance. Their professionalism and dedication to serving their clients went above and beyond, making the entire experience effortless and extremely gratifying. I highly recommend them to anyone seeking exceptional financial services.

Sofia Rodriguez

Merced

CenCal Capital exceeded all my expectations with their impeccable service and trustworthy financial solutions. They made the entire process stress-free and efficient, and I couldn’t recommend them enough for anyone needing financial services.

Elisabeth Nguyen

Visalia

I had such an outstanding experience with CenCal Capital. The team provided such impeccable service, I didn’t have to worry about a thing. A trustworthy and efficient solution for anyone needing financial services definitely advocated by me!

Rajesh Patel

Turlock

CenCal exceeded all my expectations with their outstanding financial services. Their team provided me with top-notch advice and support, making managing my money stress-free and easy. I highly recommend them to anyone seeking reliable and expert financial guidance.

Case Studies

Smart Business Loan Solutions Meet Your Business Goals

$ 0 K

Funded

Working Capital Loan

How a Fresno Wholesale Business Utilized a $75,000 Working Capital Loan to Grow

$ 0 K

Funded

Business Line of Credit

Business Line of Credit Success: How a Bakersfield Restaurant Utilized $250,000 to Thrive

$ 0 K

Funded

Working Capital Loan

Client Success Story: Revitalizing a Modesto Manufacturing Business with a $350,000 Business Loan

$ 0 K

Funded

Equipment Financing

How Equipment Financing Transformed a Merced Engineering Firm with $150,000 Investment

Blog

Latest Posts from CenCal Capital

Small Business Loans
Nathan Brooks

Startup Financing: Guide to Small Business Loan Options

Starting your own business is an exhilarating journey, filled with excitement and, let’s be honest, a fair share of challenges. Among the biggest hurdles you’ll face is securing the financing

CenCal Capital is a company that empowers Central California businesses to thrive.

CenCal Capital is located in Bakersfield, CA 93301.

You can contact CenCal Capital at (661) 690-5222 or [email protected].

CenCal Capital offers services to empower Central California businesses, including business loans and support.

CenCal Capital can help your business thrive by providing financial support and expert guidance.

Yes, CenCal Capital has a strong reputation for empowering businesses in Central California.

FAQ

Frequently Asked Questions

Our world-class virtual support team is available 24/7 to serve you. Get an immediate response when you text or email us. Ask us anything!

Phone

(661) 690-5222

Get Started

Check Your Funding Options

Exploring your options takes about 5 minutes and won’t affect your credit score.

4.97 from 500+ reviews