Business Funding Made Simple
Get the funds your business needs, fast. Checking rates takes just minutes and won't affect your credit score.






Your Trusted Financial Partner
About CenCal Capital
CenCal Capital empowers businesses with innovative financing solutions. We combine cutting-edge technology with personalized service to deliver the capital you need, when you need it.
Real-Time Updates
Track your application status and funding in real-time. Our transparent process keeps you informed every step of the way.


No Hidden Fees
We don't pay sales commissions, so you get the best rates possible. Our transparent pricing means no surprises or hidden costs.
Competitive Edge
We leverage technology to offer the most competitive rates in the industry. Our streamlined process allows us to pass the savings on to you.

Flexible Financing Solutions
Funding Solutions
We offer a range of financing options tailored to meet your unique business needs:
Business Line of Credit
Flexible funding when you need it, with interest only on what you use.
Requirements
Minimum 600 credit score, 1+ years in business, $100K+ annual revenue
Equipment Financing
Acquire the equipment you need to grow, with fixed monthly payments.
Requirements
Minimum 620 credit score, 2+ years in business, $150K+ annual revenue
Working Capital Loans
Quick access to cash to manage cash flow and seize opportunities.
Requirements
Minimum 580 credit score, 6+ months in business, $50K+ annual revenue
What Our Clients Say
Client Stories
"CenCal Capital made the funding process incredibly easy and transparent. Their team truly understands the needs of small business owners like me."

Arjun Patel
Founder, Patel Tech Solutions
"The flexibility and support I received from CenCal Capital helped my construction business take on bigger projects with confidence."

Miguel Rodriguez
Owner, Rodriguez Construction
"I was able to expand my café thanks to CenCal Capital's quick approval and great rates. Highly recommend their services!"

Sofia Morales
Owner, Café Verde
"CenCal Capital provided the working capital I needed to grow my marketing agency. The process was smooth and the team was so helpful."

Denise Williams
Managing Director, Williams Marketing Group
"I've worked with other lenders, but none matched the service and rates I got from CenCal Capital. They're my go-to for business funding."

John Anderson
CEO, Anderson Logistics